The "hard problem" of qualia doesn't arise in your type of monism, because that problem assumes naturalism and physicalism, which means consciousness has to arise from unconscious things. The hard problem is how that could possibly happen, or how anything that's fundamentally objective could also have a subjective perspective.

Your kind of pansychological monism will have different problems, as we've discussed.

But what's the difference between qualia and what you call an "individual rendering of reality"? They seem the same to me. Of course qualia seem perfectly subjective, yet we know they're somehow closely tied to brain states. That's the hard problem.