But what do credit and cheap money have to do with social distancing and the quarantine?

I’m not generally optimistic, but I don’t see why it will likely be a different world when the dust settles — unless you’re talking about the kind of opportunism that Naomi Klein talks about: the “disaster capitalists” taking advantage of a natural disaster to impose more deregulation and to make the economic systems more kleptocratic and short-sighted.